You received foreclosure papers
A summons and complaint starts a lawsuit, and the deadline to respond matters. We can review the papers, explain the case, and prepare an answer or other appropriate response.
Discuss your situationNew York foreclosure defense for homeowners
You Have Options. We Can Help You Fight for Your Home.
If you received foreclosure papers or a sale has been scheduled, you do not have to face the process alone. Speak with an experienced New York foreclosure defense attorney who can review your situation, explain your options in plain English, and help you decide what to do next.
Answers & MotionsSettlement ConferencesScheduled Sales
Attorney Advertising. Prior results do not guarantee a similar outcome.
Start with what is happening now
Where are you in the foreclosure process?
You do not need to know the legal terminology. Start with the document you received or the next date you were given, and we will help you understand what it means.
A settlement conference is coming
We can help you understand the process, evaluate available resolution options, and advocate for you during New York’s foreclosure settlement-conference process.
Discuss your situationThe lender filed a motion
If the lender is asking for summary judgment, an order of reference, or a foreclosure judgment, we can review the proof and determine how to respond.
Discuss your situationA foreclosure sale is scheduled
When an auction date has been set, time is critical. Immediate review may identify court or bankruptcy options, but no particular result can be promised.
Discuss your situationHow an attorney can help
A clear plan begins with understanding your case and your goal.
Foreclosure can feel overwhelming because court papers, financial pressure, and fear of losing a home arrive at the same time. Our role is to make the process understandable, protect important deadlines, and build a strategy around what you are trying to accomplish.
Explain the lawsuit
We identify where the case stands, what the lender is requesting, and what deadlines or court dates require attention.
Prepare the appropriate response
Depending on the posture of the case, that may include an answer, motion, opposition, settlement-conference advocacy, or emergency application.
Evaluate foreclosure and bankruptcy together
When bankruptcy may offer a useful alternative, the same firm can compare that option with defending the foreclosure action.
Keep the objective in view
The strategy should reflect whether you want to keep the home, obtain time to sell or refinance, protect equity, or challenge the lender’s claim.
How we review a foreclosure case
The details still matter—but we will explain why.
You do not need to understand the entire court record before calling us. We connect the documents, history, governing law, and your objective into a practical legal strategy.
Service and pleadings
Was the summons and complaint properly served, and were responsive defenses preserved?
Pre-foreclosure notices
Do the content, addressing, mailing, and proof concerning required notices satisfy the applicable law?
Standing and assignments
Can the plaintiff establish the right to enforce the note and mortgage when the action was commenced?
Payment and servicing history
Do the claimed arrears, advances, fees, modifications, and payoff figures match the available records?
Limitations and prior actions
What effect do earlier accelerations, dismissals, discontinuances, and statutory changes have?
Motion and sale procedure
Has the plaintiff established its proof, and were the order of reference, referee computation, judgment, and sale handled correctly?
Your objective matters
The right strategy depends on what you need the case to accomplish.
Many clients want to keep their homes. Others need enough time to sell or refinance, want to protect their equity, or have a legitimate dispute with the lender. We begin by listening to the outcome you are trying to achieve.
When Chapter 13 or Chapter 11 may provide a better route, we can evaluate bankruptcy alongside the foreclosure litigation instead of treating either option as the automatic answer.
Review bankruptcy optionsRequest a case review
Do not wait for the next deadline to pass.
Tell us what papers you received and whether you have an upcoming court date or scheduled sale. We will contact you to discuss the next step.